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Advanced & Protect Strategy

When it comes to determining the best way to manage your investments, there are many conflicting voices. Often, you'll hear so-called experts advocate for a "buy-and-hold" strategy, arguing that trying to time the market by buying low and selling high is a recipe for failure. Instead, the conventional wisdom says that the best way to achieve strong returns over time is to stay in the market over the long-term. On the surface, this sounds like good advice. But the truth is that this simplistic "buy-and-hold" model isn't an effective approach to growing and managing your wealth in a secular long-term bear market. Instead, you need tactical management in order to protect your assets. 

What is the truth about buy-and-hold strategies?

  • They only appear to have worked because the rising tide of a long-term bull market lifted all boats
  • Now, numerous bear markets have reduced investor capital and set back growth by years
  • Individual investors don’t have infinite time horizons, so there isn’t always time to recover from major market declines

At Motz Wealth Management, we help mitigate portfolio declines that can come with a buy-and-hold strategy by taking a tactical approach based on quantitative and qualitative analysis. Our strategy involves analyzing market patterns in order to develop a solid statistical approach that can serve as the basis for continued investment success. With this information, we're able to diversify your portfolio and protect your wealth by moving in and out of the market in an appropriate and strategic way.

With our Advance and Protect strategy, we're able to:

  • Dynamically manage risk
  • Help preserve portfolio values in declining markets by “parking” assets out of the market
  • Help lower portfolio volatility over time
  • Create lower volatility portfolios that preserve the ability to compound asset values

While our Advance and Protect strategy is grounded in extensive research and modeling of market behavior, we're able to customize our recommendations to meet your specific goals and tolerance for risk. At Motz Wealth Management:

  • Our recommendations are customized for each client based on their individual risk tolerance
  • Managed accounts are by fee only and no commissions are received on any trades in those accounts
  • Optional outside asset management is available

Our Advance and Protect strategy is an effective way to potentially improve returns and manage volatility. However, it's important to remember that it's not a panacea. While this strategy is designed to protect you against significant losses, it can't protect you from all losses.

Asset Classes and Sectors

When you work with Motz Wealth Management, you'll have access to a range of asset classes and investment sectors. We frequently update this list of investment options to reflect changes in our dynamic, global economy.

Asset classes and investment sectors we work with include: 

  • Convertible bonds
  • Corporate bonds
  • Developed Asia stocks
  • Developed Europe stocks
  • Emerging market securities
  • Emerging market stocks
  • Energy
  • Government securities
  • High-yield bonds
  • Large capitalization stocks
  • Managed futures
  • Market neutral strategies
  • Master limited partnerships
  • Mid cap stocks
  • Municipal bonds
  • Precious metals
  • Preferred stocks
  • Private real estate investment partnerships
  • Small cap stocks
  • Treasury Inflation-Protected Securities

Risk Management

Careful risk management is a key part of a prudent investment strategy. During our conversations with you, we develop an understanding of your specific risk tolerance. With that in mind, we then monitor your portfolio and take action to mitigate risk when it is appropriate.